False billing through identity fraud
Case Study
A nationwide biometric patient authentication system for hospitals saves one billion Euro
Challenge
We needed to find a solution that would ensure the identity of approximately 70 million citizens in the correct billing of medical treatments, but also the correct dispensing of medication.
The proof of identity used until then, such as insurance cards (-card), birth certificates (usual copies of them), driver’s licenses, identity cards simply offered too much room for forgery.
At the same time, the solution had to be able to perform biometric identity verification, as well as treatment approval, the associated treatment costs (centralized accounting through the national health insurance system), and their prompt settlement via central government servers.
The implementation of such a project is very complex, time-consuming and different parties have to be involved to realize the solution.
Approach
Every citizen of this country has a social security number. This number was recorded and linked to the individual biometric pattern of the person in question during biometric registration. These data were collected decentrally at local hospitals and stored in highly encrypted form on the government server.
When a patient came to a hospital for treatment, he or she first had to enter his or her social security number via a terminal, and then finally confirmed his or her identity using biometric palm vein verification. After the treatment, the treatment costs were determined, which in return had to be confirmed again by the staff and the patient himself using this method. This initiated the billing process via the government servers, and in most cases, correct billing was possible within 24 hours.
Lessons learned
With the scale of such a biometrics project it is extremely important to define all parties in advance, who ultimately decide what the final solution should look like, what the time schedule should be, who has to provide which budget for implementation and when, and which technical resources have to be used by whom and when. Ultimately, however, a whole lot of marketing and public relations work must be done to justify the necessary investments internally and externally, and users must be convinced that this is a solution that serves sociality, minimizes identity theft and reduces unnecessary costs.
It is also crucial to use the right biometric modality, which in this case has been best realized by palm vein biometrics. Neither the use of fingerprints, nor face recognition or iris recognition would have been sensible or practicable here.
Success model
By using the “right” biometrics, all registered users could be recorded here without any problems. The user acceptance is extremely high, which was ultimately realized by the information that was disseminated in advance via broadband over all media.
In numerous meetings, workshops and telephone conferences, the project was planned in detail and successfully brought to success step by step.
Identity theft/counterfeiting could be reduced to a minimum, thus reducing a high annual cost burden for the state. Even on this scale, the use of biometrics could optimize the “old” processes, reduce costs and achieve high user acceptance.
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